Qualifications

Education:

Angelo State Unversity, San Angelo, Texas - BBA - 1975

 

Completed the following American Institute of Banking and Robert Morris Associate Courses:

Installment Lending

Real Estate Documentation

Analyzing Financial Statements

Loan Officer Development
  Graduate of the following Banking Schools:

National Installment Credit School, University of Colorado, Boulder, Colorado - 1976

Intermediate Banking School, Southern Methodist University, Dallas Texas - 1980

National Commercial Lending School, University of Oklahoma, Norman Oklahoma - 1984

Southwestern Graduate School of Banking, Southern Methodist University, Dallas Texas - 1985

State Certified Residential #TX-1328118-R - Date of Expiration 09/30/2008
  Business Activities:

Society of Real Estate Appraisers, Permian Basin Chapter 142, Secretary/ Treasurer - 1988 thru 1990

President, Big Spring Rotary Club - 1995 thru 1996

Big Spring Chamber of Commerce Board of Directors - 1996  thru 2004

President of Big Spring Chamber of Commerce - 2003
  Professional Experience:
October 1986 thru Present, Real Estate Appraiser in West Texas
January 1986 thru February 1987, Independent Financial Consultant for Keystone  Savings and Loan, Lampassas, Texas
1983 thru 1985, Senior Vice President, Bank of Kerrville, Kerrville, Texas
1978 thru 1983, Vice President, Interfirst Bank, Witchita Falls, Texas
1976 thru 1978, Assistant Cashier, First National Bank, San Angelo, Texas
1974 thru 1976, Assistant Cashier, First National Bank, Big Spring, Texas
I am a certified Residential Real Estate Appraiser; however, I have performed Commercial Real Estate Appraisals for several different entities. These entities have understood what my certification states and have used my services because of my expertise in the West Texas area with all types of real estate. Each of these state in the assignment that they are aware of my status and are choosing to use me because of my expertise.
   
I have appraised Commercial Real Estate properties for the following in the last three years:
State National Bank of Big Spring, 900 Main, Big Spring, 432-264-2100
State National Bank, 1600 Gregg, Big Spring, 432-267-1651
Community National Bank, Midland, Texas
American State Bank, Big Spring, Texas
First Bank of West Texas, Big Spring and Coahoma, Texas
Scenic Mountain Medical Center, Big Spring, Texas
118th District Court, Big Spring, Texas
Various Attorneys in the Big Spring area primarily for divorce proceedings

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